Where the data comes from.
DAIS is built on public records and licensed data: sources that are legally obtained, independently verifiable, and maintained by government agencies and regulated institutions. No hacking, no gray-market data aggregators, no individual personal records.
| Source | What it contains | Access basis |
|---|---|---|
| Pre-suit bad-faith notice filings | Statutory pre-suit notices that policyholders file with state insurance regulators before bringing a bad-faith claim — carrier identity, coverage line, and the nature of the alleged violation. | State public records |
| Regulated-insurer financial filings | Annual and quarterly financial statements that licensed insurers file with regulators — surplus, loss-ratio, and reserve indicators used in solvency and financial-health analysis. | Public regulatory data; licensed access |
| State market-conduct & complaint data | Market-conduct examination results and consumer-complaint data published by state insurance regulators. | State public records |
| Insurance guaranty-association records | Coverage eligibility and association status for licensed insurers, relevant to carrier solvency analysis. | Public membership data |
| Commercial-carrier & insurer linkage records | Federal records linking commercial carriers to their insurers, with safety and inspection history used in carrier-conduct analysis. | Open government data; public API |
| Source | What it contains | Access basis |
|---|---|---|
| Contractor licensing & discipline records | Licensed contractors by state — license type, status, and history, plus complaint and discipline records by license holder. | State public records |
| Building-permit & inspection records | Residential and commercial permit filings, project descriptions, inspection outcomes, and certificate-of-occupancy data. | State and county public records |
| Corporate-registry filings | State business-entity filings — registered agent, principal address, officer and manager records, and active/dissolved status. | State public records |
| Civil court dockets | Civil case filings, party information, and docket events in state and federal courts where construction-defect matters are filed. | Public court records; licensed access |
Raw public records are not intelligence. DAIS applies a structured analytics pipeline to turn fragmented public records into market-level insight. The Methodology page has more detail.
Public-record ingest
Data is collected from public sources through authorized access channels, including bulk export programs, open APIs, public records requests, and licensed data feeds.
Entity resolution
The same company often appears under different names across different databases. DAIS links those fragmented records into unified portfolio views, so the analysis reflects the full picture.
Aggregate-only output
All DAIS intelligence outputs are aggregate and anonymized, patterns across populations rather than records about individuals. DAIS does not deliver individualized personal records.
Founding Members get a direct line to the team for data questions and methodology walkthroughs. For general inquiries, reach us at [email protected].